Bank owned at an unbelievable price. This gated subdivision offers amenities that will please any outdoorsman. Just minutes to the intracoastal waterways, West Bay, and Crooked Creed .Approximately two-thirds is committed to conservation. The amenities include a community center, decks, docks, pool, hot tub, fitness center library, Kitchen and dining area for friends and family get togethers. There is also an on site campgroundwith restroom and shower facilities for homeowners. This lot backs up to a small pond. All closing costs will be paid by the seller. The bank will finance with 10.001 down. As low as 3.5%(5/1 ARM-fixed for the first 5 years-8.5% cap) extendable up to 30 years(700+ credit score, full verification required) Competitive rates for borrowers at 680+ able to meet stated/verified guidelines, Full consideration of borrowers at 600+ able to meet full verification, Fixed rates available for a term of up to 20 years. No PMI. Buyer pays St. Joe Community Foundation transfer fee of 1/2% of total purchase price.